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Co-op Bank has deepened its strategic partnership with the giant Metropolitan National Sacco (formerly Kiambu Teachers Sacco) to streamline and enhance service delivery to the members.

The Bank is offering Corporate advisory services through its subsidiary, Co-op Consultancy to build capacity for long term sustainability. In addition, under a Corporate Restructure Program, the Bank has restructured the Sacco’s funding requirements to better manage the members’ monthly loan demands, as well as the overall liquidity, flows aimed at a complete turnaround of the Sacco.

Metropolitan National Sacco is one of the largest Saccos in the over 15 million members co-operative movement and has a membership of over 100,000, a total assets base of Ksh 13.6 Billion and runs 8 branches spread across the country. The Sacco has stabilized its operations with additional effort geared towards the recovery of the outstanding loans while availing the recovered funds for on-lending to members. The Bank has re-launched the Saccolink debit card, Sacco Personal Cheques and trade finance partnership to increase the Sacco’s revenue base through its front office service activity (FOSA).

Speaking at the event organized to sign the restructuring agreement the Chairman of the Sacco Mr. Christopher Karanja, highly commended Co-operative Bank for the timely intervention noting the restructuring has really injected new impetus for growth at the Sacco. He further commented;

“We thank the Co-operative Bank for coming to our great support at such a critical moment. The recommendations and measures that have so far been put in place will certainly get the Sacco to new heights. The corporate restructure by the Bank is the best thing that has happened to the Sacco in a long time. We will now boldly and seamlessly offer services to our members.”

Speaking at the same function, the Director, Co-operatives Banking Division at Co-operative Bank, Mr. Vincent Marangu said that the bank has a strategic interest in the turn-around and long-term growth of Metropolitan National Sacco a key stakeholder in the co-operative movement.

Mr. Marangu added that the corporate restructuring deal will ensure the Sacco has the adequate working capital to support the members as well as improve the operational efficiency of the Sacco.

“We have done it before for a number of co-operatives, with huge success, and therefore this will be in line with our mandate and commitment to the co-operative movement,” he concluded.
The corporate restructuring program commenced this month.

Source: Co-operative Bank

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Zuckerberg ‘Facebook developing a cryptocurrency’



Reports have it that Mark Zuckerberg has Facebook developing a cryptocurrency that they are planning to launch in a dozen of countries by the first quarter of 2020. Their cryptocurrency would be called GlobalCoin and it could be unveiled by the end of this year. BBC says Zuckerberg has even met with Mark Carney, Governor to the bank of England, and discussed the matter with him. This will require Zuckerberg to improve too much on his call for trust from customers as he has had several privacy issues with Facebook.

The idea of cryptocurrency sound new though it has existed for quite a long time. Facebook wants to enable customers to do online purchases in an easier way even to those without bank accounts. Facebook will experience the hard times in the use of this cryptocurrency due to the unclear understanding of the concept by a big part of the general public they are targeting.

This, however, is not the first time Facebook is venturing into the virtual payment systems. They had attempted implementing one they called Facebook Credits in 2011 for in-app purchases. In 2012, they had to abandon the idea due to lack of interest and use by the public. Facebook is also said to have hired David Marcus from PayPal back in May of 2018. Despite all these, Facebook will have to be more attractive to customers and assure them of secure systems in this digital world.

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These are the world top countries who banned Bitcoin




Follow these links to find out why countries banned Cryptocurrency

 China bans Bitcoin, leading to drop in value December 6, 2013 by PCR

 China Bans BitcoinDecember 6, 2013 by Payment Cards

 China bans Bitcoin, lowering the ceiling of the currency’s potentialDecember 5, 2013 by Extreme Tech

 People’s Bank of China Bans Bitcoin Over ‘Drugs and Guns’ Trade FearsDecember 5, 2013 by The Register

 Russia Bans Bitcoin UseFebruary 9, 2014 by The Verge

 Russia Bans Bitcoin, Labels It A “Money Substitute” February 8, 2014, by Digital Trends

 Russia bans bitcoinsFebruary 7, 2014 by Fox News

 Russia Bans Bitcoin: 5 Fast Facts You Need to know February 7, 2014, by Heavy

 Bitcoin banned in Thailand on July 30, 2013, by CNBC

 Bank of Thailand bans BitcoinJuly 30, 2013 by The Register

 Bitcoins banned in Thailand July 29, 2013, by Telegraph

 Vietnam Bans BitcoinFebruary 28, 2014 by The Hindu

 Bitcoin Banned in Taiwan after Billionaire BTC Ransom attempt November 3, 2015, by Coin Telegraph

 Bitcoin Declared Illegal in Taiwan November 2, 2015, by Crypto Coins News

 Bitcoin Banned in Colombia January 3, 2017, by BitConnect

 Superintendencia de Sociedades Bans Bitcoin in Colombia December 31, 2016, by NEWSBTC

 Ecuador Bans Bitcoin and Paves the Way for a State-Backed CryptocurrencyMarch 24, 2015 by Coindesk

 Ecuador Bans Bitcoin, Plans Own Digital MoneyJuly 25, 2014 by CoinDesk

 Bolivia’s Central Bank Bans BitcoinJune 19, 2014 by CoinDesk

 In-Depth: Bangladesh Bans BitcoinSeptember 22, 2014 by Crypto Coins News

 Kyrgyzstan: Bitcoin Payments Violate State LawAugust 4, 2014 by CoinDesk


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New sound proof beach party in Kilifi county



Kilifi County issued a warning notice to club owners and investors over loud noise at the beach. The county said that the law does not allow clubs to play sounds higher than 35 decibels.

This was received with a lot of rejection noticed during the meeting with county officials. Angela Chisemwa, the general manager of Rosada Beach Club, said they were not opposed to the laws but it would force them to close businesses if implemented as no one would go to a beach party with low sound.

“If my facility is at the beach, how do I put sound proof on the beach?’’ she asked.

Jackson Maina of Papa Remo said they organise beach parties every Thursday which attract tourists from their two resorts Seven Islands and Krystall Bay which have a capacity of 300 people.

Clients from all over Watamu and even Malindi come to enjoy music during the beach party at Papa Remo.

“If we lower the sound of music we will lose all these clients,’’ he said.

Alex Zissimatos, the General Manager of Plan Hotels Malindi, said the tourist numbers had gone down by over 50 per cent in the last decade and is now picking up.

He warned that such restrictions would negatively affect the sector.

Local leader Jamaal Shee in Malindi, said the laws will affect residents who depend on the tourism sector since they will lose thir jobs.

Other coast counties such as Mombasa have spared three specific days for beach parties while Kwale has only two for beach parties.

“If you threaten us with heavy penalties and we close down the facilities, those who will suffer are the locals,” Shee said. 

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Bella Safaris Positioning to Offer Great Experience in its Tour Packages



Bella Safaris, a tours company that has been in operations for three years, is geared up to take the growing travel market by storm.

The company’s Managing Director, Mr George Njuguna, says Bella Safaris is positioning itself as a premium tours solutions provider in Kenya offer five-star services in all leisure segments. This will be topped up with amazing holiday offers and discounts.

Mr Njuguna says that before the end of 2018, Bella Safaris intends to drive up domestic demand for international tours among the elites, a growing demographic fueled by expanding middle-income status in the country.

Christmas is undoubtedly one of the most magical periods during the year at Bella Safaris.  In addition to being the busiest and most crowded period, it is the time when tour enthusiasts enjoy amazing offers on trips to Europe and Asia with their loved ones.

Bella Safaris allows Kenyans to experience all of the “must-do” activities on their plans during their free time. The itinerary allows customers to enjoy many other holiday festivities available in different parts of the world at very affordable rates.

According to data from the Ministry of Tourism, there was a tourism growth of 14.6 percent last year. This means there will be a large number of Kenyans looking for international holidays. This has inspired Mr George to plug into the market and offer something unique for the Kenyans who want to have fun and great experience abroad.

Apart from international tour packages, Bella Safaris also offers car hire services tailor-made for locals from all walks of life. “We have everything for everyone but mostly we want to offer great experience and uniqueness,” said Mr George.

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